{"id":12,"date":"2024-02-07T05:06:29","date_gmt":"2024-02-07T05:06:29","guid":{"rendered":"https:\/\/mtpainsurance.com\/?page_id=12"},"modified":"2025-10-27T10:51:19","modified_gmt":"2025-10-27T10:51:19","slug":"engineering-insurance","status":"publish","type":"page","link":"https:\/\/mtpainsurance.com\/index.php\/engineering-insurance\/","title":{"rendered":"ENGINEERING INSURANCE"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row el_id=&#8221;Products&#8221;][vc_column][vc_column_text]<\/p>\n<h3 class=\"text-center oceania-bold f-2 my-3 responsive single-post__list-title custom-container-0\" style=\"text-align: center;\">Product List<\/h3>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div id=\"ult-carousel-11537408906a095278e8665\" class=\"ult-carousel-wrapper   ult_horizontal\" data-gutter=\"15\" data-rtl=\"false\" ><div class=\"ult-carousel-27770187606a095278e85ad \" >[vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\">Civil Engineering Completed Risks (CECR)<\/h4>\n<p>Comprehensive cover for civil engineering structures such as roads, runways, bridges, tunnels, dams, pipelines, sewer systems and other similar projects after completion<\/p>\n<p>CECR grants comprehensive cover for civil engineering structures such as roads, runways, bridges, tunnels, dams, pipelines, sewer systems and other similar projects after their completion. The insurance covers risks stemming from local geological conditions, technical design of the structure, and the operation and use of the structure, where fire is not the predominant peril.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;161&#8243; img_size=&#8221;full&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\">Contractors All Risks (CAR)<\/h4>\n<p>Comprehensive protection against physical loss or damage to the building in relation to contract works and other civil engineering works<\/p>\n<p>CAR offers comprehensive protection against physical loss or damage to the building in relation to contract works and other civil engineering works; construction plant and equipment and\/or construction machinery. This policy may be taken out for all buildings and civil engineering projects such as office\/residential buildings, factory and power plant buildings, roads and bridges. It also provides \u201call risks\u201d cover against any sudden, unforseen and accidental physical loss or damage to the insured contract works on the project site.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;162&#8243; img_size=&#8221;full&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: left;\">Electronic Equipment Insurance (EEI)<\/h4>\n<p>EEI provides accident insurance on an &#8220;all risks&#8221; basis, covering sudden and unforseen loss or damage which physically affect the insured equipment.<\/p>\n<p>EEI provides accident insurance on an \u201call risks\u201d basis, covering sudden and unforseen loss or damage which physically affect the insured equipment such as electronic data processing (EDP) and office equipment; communication and radio equipment; graphics industry equipment; broadcast and television equipment; and other miscellaneous electronic equipment (e.g., alarm systems, paging and signaling systems, laptop computers used in the business sector).<\/p>\n<p>The cover can be extended to include the material value of the external data media used in computing facilities and the costs of reconstruction and restoring lost information. Likewise, cover can also be provided for expenses such as hire charges, transport charges for data media and personnel, expenses for accommodation away from base, and night work or work on public holidays.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;161&#8243; img_size=&#8221;full&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: left;\">Erection All Risks (EAR)<\/h4>\n<p>EAR offers full protection against the risks involved in the erection of machinery, plant and any steel structures and electro-mechanical works.<\/p>\n<p>EAR offers full protection against the risks involved in the erection of machinery, plant and any steel structures and electro-mechanical works. Sudden, unforeseen and accidental physical loss or damage occurring to the insured contract works on the project site can be indemnified. The EAR policy may also include testing\/commissioning and maintenance period.<\/p>\n<p>This product provides a supplementary Third Party Liability (TPL) that covers third party property damage and\/or bodily injury that occurs in connection with the execution of the project.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;162&#8243; img_size=&#8221;full&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4 style=\"text-align: left;\">Machinery Breakdown Insurance (MBI)<\/h4>\n<p>Machinery Breakdown Insurance (MBI) covers machinery, mechanical equipment and apparatus against accidental breakdown.<\/p>\n<p>Machinery Breakdown Insurance (MBI) covers machinery, mechanical equipment and apparatus against accidental breakdown. MBI provides cover whether the insured property is at work or at rest or being dismantled for the purpose of cleaning, overhauling or repairs at the Insured\u2019s premises and in the course of subsequent re-erection.<\/p>\n<p>This product offers an optional Third Party Liability cover against claims due to property damage or bodily injury arising from operation of the insured machinery or mechanical equipment.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;161&#8243; img_size=&#8221;full&#8221;][\/vc_column_inner][\/vc_row_inner]<\/div><\/div>\t\t\t<script type=\"text\/javascript\">\r\n\t\t\t\tjQuery(document).ready(function ($) {\r\n\t\t\t\t\tif( typeof jQuery('.ult-carousel-27770187606a095278e85ad').slick == \"function\"){\r\n\t\t\t\t\t\t$('.ult-carousel-27770187606a095278e85ad').slick({dots: true,autoplay: true,autoplaySpeed: 5000,speed: 1000,infinite: true,arrows: true,nextArrow: '<button type=\"button\" role=\"button\" aria-label=\"Next\" style=\"color:#333333; font-size:20px;\" class=\"slick-next default\"><i class=\"ultsl-arrow-right4\"><\/i><\/button>',prevArrow: '<button type=\"button\" role=\"button\" aria-label=\"Previous\" style=\"color:#333333; font-size:20px;\" class=\"slick-prev default\"><i class=\"ultsl-arrow-left4\"><\/i><\/button>',slidesToScroll:1,slidesToShow:1,swipe: true,draggable: true,touchMove: true,pauseOnHover: true,pauseOnFocus: false,responsive: [\r\n\t\t\t\t\t\t\t{\r\n\t\t\t\t\t\t\t  breakpoint: 1026,\r\n\t\t\t\t\t\t\t  settings: {\r\n\t\t\t\t\t\t\t\tslidesToShow: 1,\r\n\t\t\t\t\t\t\t\tslidesToScroll: 1,  \r\n\t\t\t\t\t\t\t  }\r\n\t\t\t\t\t\t\t},\r\n\t\t\t\t\t\t\t{\r\n\t\t\t\t\t\t\t  breakpoint: 1025,\r\n\t\t\t\t\t\t\t  settings: {\r\n\t\t\t\t\t\t\t\tslidesToShow: 1,\r\n\t\t\t\t\t\t\t\tslidesToScroll: 1\r\n\t\t\t\t\t\t\t  }\r\n\t\t\t\t\t\t\t},\r\n\t\t\t\t\t\t\t{\r\n\t\t\t\t\t\t\t  breakpoint: 760,\r\n\t\t\t\t\t\t\t  settings: {\r\n\t\t\t\t\t\t\t\tslidesToShow: 1,\r\n\t\t\t\t\t\t\t\tslidesToScroll: 1\r\n\t\t\t\t\t\t\t  }\r\n\t\t\t\t\t\t\t}\r\n\t\t\t\t\t\t],pauseOnDotsHover: true,customPaging: function(slider, i) {\r\n                   return '<i type=\"button\" style= \"color:#333333;\" class=\"ultsl-record\" data-role=\"none\"><\/i>';\r\n                },});\r\n\t\t\t\t\t}\r\n\t\t\t\t});\r\n\t\t\t<\/script>\r\n\t\t\t[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<p style=\"text-align: center;\">Engineering Insurance\u00a0is a complex and highly specialized field, with unique problems and characteristics. Policies and cover range from building a domestic dwelling to multi million rand contracts such as the construction of a mega city or a complex bridge interchange. These policies protect the client and \/ or contractor against loss or damage to the structure and any liabilities as a result of the work being carried out.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"ult-spacer spacer-6a095278e86a1\" data-id=\"6a095278e86a1\" data-height=\"50\" data-height-mobile=\"0\" data-height-tab=\"0\" data-height-tab-portrait=\"0\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h3><span style=\"color: #1b7f03;\">What is Engineering Insurance?<\/span><\/h3>\n<p>Engineering insurance provides protection for businesses in the engineering sector, covering accidental damage, breakdowns, and professional liability. The coverage applies to equipment, machinery, tools, and other assets.<\/p>\n<p>Engineering insurance is essential for any business that relies on equipment and machinery to operate. In the event of a breakdown or damage, the policy provides comprehensive coverage, including repair or replacement costs.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;]<div class=\"ult-spacer spacer-6a095278e86b7\" data-id=\"6a095278e86b7\" data-height=\"30\" data-height-mobile=\"0\" data-height-tab=\"0\" data-height-tab-portrait=\"0\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[vc_single_image image=&#8221;70&#8243; img_size=&#8221;full&#8221;][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"ult-spacer spacer-6a095278e86c6\" data-id=\"6a095278e86c6\" data-height=\"30\" data-height-mobile=\"0\" data-height-tab=\"0\" data-height-tab-portrait=\"0\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4><span style=\"color: #1b7f03;\">What does Engineering Insurance Cover?<\/span><\/h4>\n<p>Engineering insurance covers a broad range of risks faced by businesses in the engineering sector. Some of the key coverage options include:[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Accidental damage to equipment and machinery<\/li>\n<li>Breakdown and damage caused by internal defects<\/li>\n<li>Cost of repair or replacement of equipment\/machinery<\/li>\n<li>Third-party liabilities<\/li>\n<li>Professional indemnity insurance<\/li>\n<li>Loss of income following equipment breakdowns<\/li>\n<li>By opting for engineering insurance, you can mitigate your risk against unforeseen incidents that can potentially cost you thousands of dollars in repair and replacement costs.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4><span style=\"color: #1b7f03;\">How Can Engineering Insurance Benefit Your Business?<\/span><\/h4>\n<p>Engineering insurance can offer numerous benefits for businesses in the engineering sector. Some of the key advantages include:[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Improved cash flow: Engineering insurance can help businesses manage their cash flow by covering repair and replacement costs.<\/li>\n<li>Peace of mind: Businesses can operate without undue worry about unforeseen risks and liabilities.<\/li>\n<li>Enhanced credibility: Possessing engineering insurance enhances a business&#8217;s credibility and professionalism for clients and stakeholders, demonstrating a commitment to risk management.<\/li>\n<li>Increased longevity: Opting for engineering insurance can help businesses survive potential losses, enabling them to continue operating and remain competitive in the long term.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"ult-spacer spacer-6a095278e86d4\" data-id=\"6a095278e86d4\" data-height=\"50\" data-height-mobile=\"0\" data-height-tab=\"0\" data-height-tab-portrait=\"0\" data-height-mobile-landscape=\"0\" style=\"clear:both;display:block;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;slideInUp&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #1c7e03;\">GET IN TOUCH<\/span><\/h3>\n<p style=\"text-align: center;\">Whether you\u2019re an existing agent partner or a new agent wanting to explore how we can help you win and retain more business, our underwriters are always available and happy to discuss your requirements. Get in touch today.<\/p>\n<p>[\/vc_column_text]<div class=\" ubtn-ctn-center \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-center ubtn-custom \" href=\"https:\/\/mtpainsurance.com\/index.php\/talk-to-us\/\" title=\"TALK TO US\" ><button type=\"button\" id=\"ubtn-3706\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-custom ubtn-no-hover-bg  none  ubtn-center   tooltip-6a095278e86ec\"  data-hover=\"\" data-border-color=\"#1c7e03\" data-bg=\"\" data-hover-bg=\"\" data-border-hover=\"#1c7e03\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-3706'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;width:200px;min-height:50px;padding:px px;border-radius:px;border-width:2px;border-color:#1c7e03;border-style:solid;color: #1c7e03;\"><span class=\"ubtn-hover\" style=\"background-color:\"><\/span><span class=\"ubtn-data ubtn-text \" >CONTACT US<\/span><\/button><\/a><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row el_id=&#8221;Products&#8221;][vc_column][vc_column_text] Product List [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] Engineering Insurance\u00a0is a complex and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"MTPA","author_link":"https:\/\/mtpainsurance.com\/index.php\/author\/mtpa\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"[vc_row el_id=&#8221;Products&#8221;][vc_column][vc_column_text] Product List [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] Engineering Insurance\u00a0is a complex and [&hellip;]","_links":{"self":[{"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":13,"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":280,"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/pages\/12\/revisions\/280"}],"wp:attachment":[{"href":"https:\/\/mtpainsurance.com\/index.php\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}